Ayushman Bharat Scheme
Ayushman Bharat Scheme

Ayushman Bharat Yojana, Its purpose is hidden in the name of this scheme. Elders use this word whenever they bless another person. Ayushmann Bhava: That is to wish to be healthy and live long. This is also a health Insurance Scheme, Just like National Health Insurance Scheme. The objective of this scheme is also to wish all the countrymen to live healthy and live longer.

Table of Contents

Ayushman Bharat Scheme

Ayushman Bharat Yojana is also known as Jan Arogya Yojana. This scheme was started by the present Prime Minister from Bijapur district of Chhattisgarh on 14 April 2018 on the occasion of the birth anniversary of Bhimrao Ambedkar.

The plan was announced in the 2014 budget by former Finance Minister Arun Jaitley. But this scheme was later renamed as Modi Care. The main objective of this scheme is to provide health insurance up to five lakh rupees to about ten crore poor and economically weaker backward families, so that no person dies in the country from the disease which is curable.

This scheme, popularly known as Ayushman Bharat, is the world’s largest health care scheme, through which all poor people can get their treatment done for free.

must read : What is Pradhan Mantri Suraksha Bima Yojana ?

Key points of this plan

  • The beneficiaries of this scheme can get their treatment done for free. This scheme can be availed by the same people who have been kept below the poverty line based on the 2011 census. You can also get this information from the website PMJAY If your name is in this list, then only you will be able to take advantage of this scheme otherwise you cant. People taking advantage of this scheme can get treatment in private hospitals as well as government hospitals. For this, you have to get the card of this scheme by filling the application form. Only then you will get the benefit of this scheme.
  • Ayushman Bharat Yojana covers the treatment of almost all types of diseases, in which there is a 1354 package for the people who take advantage of the scheme. This scheme can also provide treatment such as bypass, kneeling,Pregnancy care.

Do You Know : What is National Health Insurance Scheme

  • Maternal Health Services, Newborn Health Services are included. Not only this, through this scheme you include emergency medical facilities for mental illness dental health care and elderly people.
  • According to some past figures, 39 lakh people have benefited through this scheme. Because of which people have saved 12 thousand crores, out of which 6100 crores have survived due to treatment of serious diseases. For your information, let us tell you that this scheme is divided into two parts, the first part has a health insurance cover of five lakh rupees, while the second part has a health wellness center through which medicines are given free to the patient for treatment. The state and central government share the expenses for patients through Ayushman Bharat Scheme.

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Cost Involved in Ayushman Bharat Scheme

  • The expenditure under this scheme will be about five thousand crore rupees this year. Not only this, this expenditure will increase to ten thousand crores in the coming year. According to an estimate, about eight crore people can avail this scheme this year.
  • And in the coming years this number will reach 100 million people too. Three thousand crore rupees will be invested by the central government in the expenditure of five thousand crore to be held in the initial year.
  • Similarly, this number will increase from three thousand to seven thousand crores in the coming years. For your information, the National Health Scheme started by the UPA Government in the year 2008 has also been added to the Ayushman Bharat Scheme.

Must Read :- What is Mission Indradhanush

How will you be selected for this scheme ?

  • people will be selected on the basis of 2011 census. In which a list of poor financially weak people will be prepared by Aadhar card number if your name comes in this list. Then you will not need an identity card to take advantage of this scheme.
  • How will you get information about whether your name is in the list of people taking advantage of this scheme?
  • To check your name in the list, you have to go to the website PMJAY. After opening, you will see a box in the home page, here you have to enter your mobile number, you will put an OTP on whatever mobile number you put in it.
  • After entering OTP, you will know whether your name is associated with this scheme or not. You can also find out by calling 14555 whether your name is in the list of the scheme or you can get it checked by going to the nearest hospital.

Must Read : PMAY- Pradhan Mantri Awas Yojana

How will the benefit of the scheme be received in the hospital ?

  • The beneficiary family under this scheme must first hospitalize their patient. After that the documents of your insurance plan will have to be shown in the hospital. On the basis of this, the hospitalists will give you full benefit of this scheme. Based on your documents, the hospital will inform the insurance companies, after that after the correct confirmation of the documents, you will not need to pay money in the hospital.
  • Apart from government hospitals, you can also take advantage of this scheme in private private hospitals. In order to bring the benefits of this scheme to maximum people, the work of connecting hospitals with this scheme has started.
  • Not only this, there is no shortage of hospitals to treat people in the country, for this, the government is going to open more than one and a half lakh health and wellness centers in the country so that there is no problem of any kind in getting people treated.

Do You Know : What is National Health Insurance Scheme

Benefits of Ayushman Bharat Scheme

There have been a number of government health insurance schemes in India, under which funds were provided from Rs 30,000 to Rs 3,00,000 per family in different states. Which produced inequality in people. But Ayushman Bharat Yojana provides beneficiaries free up to Rs 5,00,000 per family per year for listed secondary and tertiary health services.

The following treatments are provided free of cost to the people through this scheme.

  • Medical testing, treatment and consultation to treat patients
  • Expenses incurred before the hospitalization of the patient
  • Medications and medical uses to treat the patient
  • Non-Intensive and Intensive Health Services
  • Diagnostic and laboratory investigations for the treatment of the patient.
  • Medical Charge Services (where required)
  • The cost of hospital stay for the patient
  • Expenses of patient food in hospital
  • Complications arising during treatment to the patient
  • Care expenses up to 15 days after the hospitalization of the patient

Must Read :- Ayushman Sahkar Yojana

Which state will have how many centers ?

This scheme is divided into two parts, first is the health insurance cover up to five lakh rupees and second is the health wellness center. All the health centers of the country will be connected to make this scheme successful. Apart from the treatment here, people will also get free medicines.

Number of health and wellness centers to be opened in the state

Chhattisgarh1000
Gujarat1185
Rajasthan505
Jharkhand646
Madhya Pradesh700
Maharashtra1450
Punjab800
Bihar643
Haryana255
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